Digital trust infrastructure

Build your own trusted business ecosystem

One secure place under your brand — where people identify, sign, approve and pay, and AI acts only with permission.

For your Company For your Partners

40 years of trust engineering Trusted by millions Built for regulated industries

Trusted where digital trust cannot fail

  • Forbes
  • T-Systems
  • Allianz
  • Deutsche Bank
  • Commerzbank
  • Wirtschaftswoche

Your Ecosystem Your Brand

Start inside. Extend to partners. Connect directly with customers.One trusted foundation for every identity, every interaction and every transaction.

01 COMPANY

TransformYour Company

Start on the inside. Give every employee, app and document a single verified identity that your whole organization can trust.

  • Employees & workforce identity
  • Applications & single sign-on
  • Documents & approvals
  • Granular API access
  • Secure communication
  • Compliance & governance
Build Your Trusted Company
02 PARTNERS

ExtendYour Ecosystem

Reach beyond your walls. Connect suppliers, resellers and institutions on the same foundation of verifiable trust.

  • Supply chain & logistics
  • Sales & reseller network
  • Insurance & underwriters
  • Government & regulators
  • Service providers
  • Third-party integrations
Extend To Trusted Partners
03 CUSTOMERS

Own The Customer Relationship

Connect directly with the people you serve. Deliver secure, seamless experiences across every interaction and transaction.

  • Identity verification
  • Customer service
  • Secure messaging
  • Payments & transactions
  • Loyalty & rewards
  • Onboarding & retention
Deliver Trusted Experiences

KOBIL secure superapp infrastructure

Everything a trusted ecosystem needs

Identity, proof, payment, communication — the layers underneath every SuperApp, citizen platform and banking ecosystem. Your users never see them. They simply feel that everything works.

Application Security

Every interaction, protected.

  • RASP & Runtime Protection
  • Anti-Tampering
  • Anti-Debugging
  • Root & Jailbreak Detection
  • Emulator Detection
  • API Protection
  • Threat Detection
  • Secure App Integrity
Learn more

Trusted Identity

Know who is acting. Always.

  • Digital Identity
  • Virtual Smart-Card Technology
  • Device Binding
  • IAM & Access Management
  • MFA & SSO
  • Roles & Permissions (RBAC)
  • Delegation & Power of Attorney
  • Audit Trail
Learn more

Secure Messenger& Documents

Decisions become proof.

  • Secure and Binding Messenger Server
  • End-to-End Encryption
  • Community Messenger
  • Secure Document Sharing
  • Digital Approvals & Confirmations
  • Process Messages
  • Audit Logging
Learn more

Secure Payments

The critical moment, secured.

  • Transaction Approval
  • Strong Customer Authentication (SCA)
  • Payment Authorization
  • Fraud Prevention
  • Device Binding
  • Risk-Based Authentication
  • Digital Receipts
  • Secure Payment APIs
  • PSD2 Support
Learn more

MiniApp Studio

Launch services, not apps.

  • Visual Development (Low-Code)
  • Pro-Code Support
  • MiniApp Framework
  • SDKs & APIs
  • Workflow Engine
  • UI Components & Templates
  • Integration Framework
  • Connector Architecture
  • Secure Deployment
  • AI-assisted Development
Learn more

Trusted AI

Autonomy with accountability.

  • AI Identity & Agent Identity
  • AI Agent Governance
  • AI Authorization & Permissions
  • Policy Enforcement
  • Human Approval Workflows
  • Explainable AI Decisions
  • AI Audit Trail
  • Secure AI APIs
  • Trust Policies
  • Future Security Architecture
Learn more

Post-Quantum Ready

Compliance lives in the architecture — not the appendix

CCPA HIPAA GDPR PSD2 DORA eIDAS Open Banking Europe ISO 27001 BDDK KVKK

KOBIL Recognized by Gartneras a Sample Vendor

Building the future of secure digital ecosystems

2023

KOBIL listed as a Sample Vendor in five Gartner Hype Cycles

2024

KOBIL launches myCity Worms, Germany’s first city SuperApp

2025

KOBIL Brings Trust to the Age of AI Agents with KOBIL AI Trust

2026

KOBIL Launches One Solution, The Trusted Enterprise SuperApp Platform

Industries

Built for worlds where trust cannot fail.

Financial Services

Secure authentication, communication, and signatures for mobile banking.

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Public Administration

Access city services and government securely in one platform.

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Healthcare

Secure patient data, communication, and digital consent.

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Media Services

In a fragmented media world, trust is fading. Who will restore it?

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Telecom & CSP

One verified identity secures every subscriber, every device, every transaction.

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Gaming & Esports

Verified identity and runtime protection, built into every match.

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Logistics

From onboarding to proof of delivery, one identity your fleet can trust.

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E-commerce & Delivery

Secure payments, trusted sellers, delivery you can prove.

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A woman with a tablet at a high-rise window above a city skyline lit up at dusk A person walking through the glass-walled concourse of a public building at dusk A clinician and a patient talking across a table in a bright consultation room A woman at a panoramic window watching a city skyline at dusk A man at a console by a panoramic window, a lit network mast above the clouds A player at a lit desk in a glass studio high above the clouds A woman overlooking layered elevated roadways at sunrise A woman carrying a parcel to a lift in a glass-walled tower at dusk

See KOBIL in action

Securing Fortune 100s, governments, and industries around the world

Media SuperApp

Where Media Earns Trust, Not Just Attention

Forbes Connect moves media beyond publishing. Built on KOBIL’s SuperApp infrastructure, it brings verified identities, native brand communities, and integrated payments into one platform by turning visibility into measurable, lasting value.

Read the case

Mobility SuperApp

Every Charging Station. One Secure Platform.

SPARK unifies fragmented EV charging networks into a single identity-verified ecosystem. With integrated payments, secure communication, and SuperApp architecture, it removes the friction between drivers and infrastructure and scales across operators and borders.

Read the case

Esports SuperApp

One Platform for the Entire Esports Ecosystem

ESAPP brings tournaments, communities, and content into one verified digital space. Built on KOBIL’s identity infrastructure, it delivers a platform young users can explore freely — and one parents can trust completely.

Read the case

AI Trust

AI will act.Trust must come first.

Give agents identity, permission and audit — before they act. Every autonomous step stays visible, approvable and provable under your brand.

Autonomy without trust is risk.

An AI agent working beside its human counterpart, every step verified

Don’t build another disconnected app

Become the ecosystemyour users rely on

Talk to a KOBIL expert Build your ecosystem