Guide: The EUDI-Wallet is coming – what companies will need in 2026

In 2026, the EU Digital Identity Wallet (EUDI-Wallet) will become mandatory: all citizens and businesses in the EU will receive a state-verified digital identity. This wallet enables secure online identification, digital contract execution, and compliant access to services – from bank accounts and insurance to mobility services such as car rentals and hotel bookings.

For companies, this means: those who do not accept their customers’ wallet identities risk falling behind. At the same time, it presents an opportunity to automate processes, reduce fraud risks, and enhance customer experiences.

The challenge: companies’ existing systems must correctly process, integrate, and secure wallet data. This is where the KOBIL SuperApp OneApp4All™ comes in – it is EUDI-Wallet-ready and acts as a bridge between state-issued identities and business processes.

1. Who benefits from the EUDI-Wallet via the KOBIL SuperApp?

The KOBIL SuperApp OneApp4All™ is designed for businesses that need to process their customers’ digital identities:

E-commerce providers:
Customers can log in directly using their wallet, accelerating registration and checkout processes while minimizing fraud.

Banks & financial service providers:
Account openings, KYC checks, and digital contract completions can all be handled entirely via the SuperApp.

Insurance companies:
Policies, contract changes, and claims can be processed digitally and compliantly, without customers needing to submit physical documents.

Mobility service providers (car rentals, hotels, sharing platforms):
Check-in and contract execution happen automatically, securely, and in real time, significantly improving the customer experience.

For all of these businesses: only an EUDI-Wallet-ready platform allows seamless use of the new state-issued identities.

2. The challenge: Why standard solutions are not enough

Many companies already have digital identity solutions, but the EUDI-Wallet introduces new requirements:

Most internal systems are not prepared for this – a customized solution is required.

3. The KOBIL SuperApp OneApp4All™ as the solution

The KOBIL SuperApp is EUDI-Wallet-ready. It provides businesses with a secure, simple, and scalable solution to integrate the EU Digital Identity Wallet into their processes:

Secure bridge: Wallet data is encrypted, tokenized, and securely transmitted between customers, businesses, and backend systems.

Seamless integration: Whether login, contract execution, payment, or check-in – the SuperApp allows direct wallet usage without complex in-house development.

Regulatory compliance: Wallet data processing automatically meets EU digital identity, KYC, and data protection requirements.

Cross-platform functionality: The SuperApp works on web, mobile, and IoT applications, making it usable across all business areas.

Scalability & future readiness: From small e-commerce platforms to international corporations, the SuperApp adapts to your needs and is ready for future EUDI-Wallet updates.

4. Concrete benefits for companies

E-commerce

Instant verification of customers via the wallet

Faster checkout, fewer drop-offs

Reduction of fake accounts and fraud

Banks & financial service providers

Automated KYC checks

Digital account openings without paper documents

Compliance-ready processes with minimal effort

Insurance companies

Digital policy management and contract execution

Fast claims processing

Secure integration into existing systems

Mobility service providers

Automatic check-in at hotels, car rentals, or car-sharing

Real-time digital contract execution

Improved customer experience with lower administrative effort

5. Step-by-step guide: Integrating the EUDI-Wallet with KOBIL’s SuperApp

6. Conclusion

The EU Digital Identity Wallet will become the standard in 2026. Companies that integrate the wallet early gain a competitive advantage, achieve efficient processes, and provide secure customer experiences.

The KOBIL SuperApp is the solution to make the EUDI-Wallet immediately usable. It is EUDI-Wallet-ready, meets all security and compliance requirements, and integrates seamlessly into existing systems.

Companies using the KOBIL SuperApp can:

Immediately leverage the EU Digital Identity Wallet

Digitize and automate processes

Minimize security and compliance risks

Enhance customer experiences and secure a market advantage

Guide: The EUDI-Wallet is coming – what companies will need in 2026

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